ING was faced with the challenge of creating a simple, fast, and totally paperless credit request. But the classic loan application process is the total opposite of that. Potential clients have to bring a physical copy of their transaction history to a bank branch. This isn’t only time consuming and inconvenient, but also comes with the additional problem of bank data being presented in an unintelligible form, cluttered with letters, numbers, and symbols, which makes it difficult to accurately discern a credit applicant's spending habits.
Learn Spectre API’s role in building ING’s innovative and automated solution for instant lending based on a flow of real-time business data.
To download the paper, complete the form below.