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Financial Health Check API

Traditional credit scoring, in most cases, focuses on a potential loan candidate’s lending history and doesn’t usually analyze such data as income, investments, spending history, and other assets which a borrower might possess. Making decisions based on such a limited amount of information leads to lenders making wrong choices about a borrower’s payout capabilities and turning away profitable prospects, thus limiting their profits.

Find out how Financial Health Check API assigns a score to a loan applicant’s financial health based on his transactions across all bank accounts. See how a Lending Institution can maximize its profits by receiving access to a new, fast, and secure channel of financial insights.

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