White Label PFM

Create your own platform where customers can manage their finances

White Label PFM revolutionises the way end-customers manage their finances and offers a 360-degree view of their financial life.

Product description

What is White Label PFM?

The solution provides advanced personal finance management tools to improve user experience and drive customer engagement to a whole new level.

With the help of Salt Edge Account Information and Payment Initiation APIs, your end-customers can link all their bank accounts from 5,000+ financial institutions in over 50 countries to your app.

  • All types of accounts: current account, savings, checking, mortgage, loan, insurance
  • Bank statement with transaction details
  • Account holder information
  • Notification alerts for balance thresholds

Data Enrichment

Transaction Categorisation, Merchant Identification

Unify your end-customers’ transactions across all their accounts in one place - your banking app.

  • Unified information
  • Normalised data
  • Self-learning categorisation engine
  • User-driven re-categorisation
  • Merchant identification and mapping

Digital boost to financial management

Financial planning

Daily financial planning can be automated by implementing the flexible functionality of White Label PFM, which enables
end-customers to easily manage financial budgets, schedule payment of bills, and more.

  • Setting up a monthly plan for bills, savings, and day-to-day spendings
  • Receiving an automated monthly budget plan based on spending history
  • Reviewing past spending patterns based on categories and time intervals
  • Getting timely reminders and warnings to stay within budget limits

Smart budgeting and saving tools

Saving goals

Help your customers to set short-term, mid-term, and long-term financial goals. Equipping your customers with comprehensive tools to track their financial progress is an important step toward becoming financially secure and achieving their targets.

  • Setting up a Saving Goal and tracking progress through a linked savings account
  • Estimating how much time achieving goals will take
  • Personalising goals by adding categories and photos
  • Getting notifications on goal progress

Automated financial planning

Day-to-day advice & notifications

Daily financial planning can be automated by implementing the flexible functionality of White Label PFM, which enables
end-customers to easily manage financial budgets, schedule payment of bills, and more.

  • Drive your end-customer engagement to new heights by offering day-to-day guidance
  • Receiving an automated monthly budget plan based on spending history
  • Reviewing past spending patterns based on categories and time intervals
  • Getting timely reminders and warnings to stay within budget limits

Instant and lower-cost payment experience

Payments via open banking channels

Integrate Salt Edge’s Payment Initiation API that enables
end-customers to move funds from their accounts in any EU bank institutions, directly from your PFM app.

  • Transfer funds between accounts
  • Make instant payments
  • Pay invoices
  • Make national and international transfers
  • Request money from a friend
Curious how you can get started? Request a demo!
Create your own PFM app for managing all finances in one place and upgrade your customer engagement.