How forward-thinking banks use open banking today

Cut onboarding costs and improve compliance
Cut onboarding costs and improve compliance
Streamline customer onboarding & KYC
Use real-time bank data to instantly verify customer identities, account ownership, income sources, and transaction history—eliminating manual documentation and reducing fraud risk.
Boost engagement with value-added features
Boost engagement with value-added features
Enhance Personal Finance Management
Offer real-time budget tracking, personalised financial insights, and savings tools directly in your banking app. Help users take control of their finances while increasing loyalty and lifetime value.
Give customers a 360° view of their finances
Give customers a 360° view of their finances
Enable Multi-Banking services
Let users connect and view all their accounts—from your bank and others—in one place. Build customer trust and stickiness by becoming their central financial hub.
Fast, secure, and card-free transactions
Fast, secure, and card-free transactions
Frictionless Payment Initiation (PIS)
Enable customers to pay directly from their bank accounts, reducing reliance on card networks, lowering fees, and improving checkout experiences.
Smarter, real-time credit insights
Smarter, real-time credit insights
Automate lending & risk monitoring
Access enriched account and transaction data to assess borrower risk, monitor financial health, and detect early warning signs. Reduce defaults and offer better-tailored loan products.
Go beyond compliance to build new revenue
Go beyond compliance to build new revenue
Monetise with Premium APIs
Leverage non-PSD2 APIs for wealth management, investment services, and account insights. Create personalised offers and integrate with B2B partners faster through Salt Edge's flexible infrastructure.
Full-stock toolkit with all open banking requirements covered
Full-stock toolkit with all open banking requirements covered
Become open banking compliant in record time
Achieve full compliance with global open banking regulations in as little as one month. We support all major API standards — including the Berlin Group, UK Open Banking, CDR (Australia), Saudi Arabia, Brazil, FDX (US), and more.
Endorsed by the best in the business
Discover how forward-thinking banks are putting open banking into action with Salt Edge
A report by Salt Edge
How forward-thinking banks are winning with open banking
Salt Edge report on top 6 open banking use cases for banks to improve customer experience, reduce costs, and drive innovation.
Open banking isn't just about compliance; it's about smart, sustainable growth. To inspire you, we've compiled six transformative use cases of open banking that are driving financial innovation throughout the banking industry.
Salt Edge report on top 6 open banking use cases for banks to improve customer experience, reduce costs, and drive innovation.
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We’d love to help you start exceeding your financial goals with open banking