E-commerce & Payment services
Reinvent how your customers pay, verify, and shop
From frictionless checkout to real-time buyer verification and instant refunds, open banking is reshaping e-commerce.
Leading companies use Salt Edge at the checkout
How e-commerce & payment platforms are transforming operations with open banking
Seamless payments
Fast, secure, and card-free checkout
Enable shoppers to pay directly from their bank accounts without needing to enter card details. Reduce cart abandonment, eliminate chargeback risks, and lower processing fees.
Instant verification
Streamline customer onboarding & verification
Use real-time bank data to verify account ownership and payment capability instantly—ideal for high-ticket purchases or marketplace sellers.
Streamlined operations
Real-time payment reconciliation & merchant risk check
Streamline operations and enhance trust by using account data to instantly verify payment settlement. Combined with Open Banking Gateway (OBG), it simplifies reconciliation and adds a security layer through real-time merchant assessment.
Global standards
Expand globally with compliance built in
Salt Edge covers global open banking standards, helping your e-commerce platform stay compliant with PSD2, UK OB, Saudi Arabia, Brazil, Australia (CDR), and more.
Customised solutions
Smarter personalisation through enriched data
Tap into spending habits, cash flow trends, and merchant data to personalise product recommendations, loyalty offers, or credit options.
Reduced lending risks
Enable embedded finance & Buy Now, Pay Later
Use enriched transaction data and affordability checks to responsibly offer BNPL or merchant loans — all while reducing lending risk.
Instant transactions
Instant refunds & payouts
Send refunds, rewards, or seller payouts instantly and securely to users’ bank accounts — no delays, no intermediaries.
Salt Edge products that power e-commerce
Let’s connect
We’d love to help you start exceeding your financial goals with open banking